Use the equity in your home to obtain a line of credit for any reason:

• Home Improvement
• Debt Consolidation
• Vehicle Purchase
• Vacation
• School Tuition

No Application Fees and *No Closing Costs!

Get approved for your new Home Equity Line of Credit Today!

*Certain restrictions apply. Call the Credit Union today for details.Qualified applicants may borrow up to $50,000 based upon their financial condition and the value of their home. For example, if your home is worth $120,000 and you currently owe $80,000 on your first mortgage, your equity is $40,000. You may borrow up to 80% of your equity which is $32,000. A home equity line of credit is like a form of revolving credit. We establish your limit and you may draw on it as you need it for up to 10 years (minimum $500). Your annual percentage rate (APR) may be adjusted monthly based upon the "Prime Lending Rate" as published in The Wall Street Journal. The APR will take effect as of the first day of each billing period. You only pay interest on the funds you use. (The maximum ANNUAL PERCENTAGE RATE will not exceed the lesser of 18% or the maximum ANNUAL PERCENTAGE RATE permitted by the National Credit Union Administration). There are no closing costs (restrictions apply). Interest that you pay may be tax deductible. There are many convenient payment options - by mail, in person, automatic deduction from your Credit Union Savings or Checking account. As you repay the loan, your available credit is restored by the amount of principal reduction. You may take up to 15 years after a 10 year draw period to repay the loan. There is no prepayment penalty on any Home Equity product. This program may be withdrawn at any time without notice.